We want to remind you that during this time of year especially, phishing scammers lure their targets into a false sense of security by spoofing the familiar, trusted logos of established, legitimate companies.
Equifax Data Breach
York County FCU wants to help our members navigate the Equifax breach. Though this breach was not related in any way to your credit union, our commitment is to helping our members. We've compiled a summary for our members, as well as links and resources to help our members learn more, and take action to protect their identity and information.
Equifax: Next Steps
Like many Americans, you may be concerned that your private information was exposed in the recent Equifax breach. We understand and want to help our members by providing information and resources. We encourage all of our members to visit the Equifax site to discover if their private information may have been compromised and to take advantage of the free credit monitoring service Equifax is providing to all consumers.
1. Find Out If You Were Impacted
Visit equifaxsecurity2017.com and click on the Check Potential Impact tab. Enter your last name and the last six digits of your Social Security Number.
2. Enroll In Credit Monitoring
Equifax is providing one year of free monitoring protection through TrustedID for all consumers, even those not affected by the breach. After checking your potential impact, you will be given an enrollment date to return and sign up for the free service. TrustedID allows you to monitor your credit. It also provides identity-theft insurance and internet scanning of your Social Security Number.
Equifax has also set up a dedicated call center at 866.447.7559 where you can speak to someone regarding any questions you may have about the breach.
We understand the importance of your personal information and want to make sure you know York County FCU is committed to keeping that information safe and secure. If you have additional questions for us, please call 800-639-2802.
- Access your current credit report at annualcreditreport.com
- Set up fraud alerts at consumer.ftc.gov/articles/0275-place-fraud-alert
- Place a freeze on your credit at consumer.ftc.gov/articles/0497-credit-freeze-faqs
Common Fraud Scams
As a service to our members, we have assembled this information about common frauds and scams. We haven't listed every possible scam, but hope that this information will be helpful to you. There are some general guidelines surrounding Email and Phone scams.
- Do not open any attachments that look at all suspicious. It is common practice for email messages to have what's called a, "Spoofed", reply address. They look like they are from a known sender, but are really not.
- Links contained in emails could be misleading. Though a link would appear to take you to our website for instance, the underlying target link be me far more dangerous.
- Phone calls can be as damaging to your financial well-being as emails can be to your computers'. Do not give out any information to a soliciting caller. Giving out your account number(s) gives that seller authorization to charge your account. You do have a three day rescind period for these types of sales, but you will want to talk with your local consumer rights office for further details. If you do find yourself in a situation like this, please feel free to give us a call as well at, 800-639-2802.
- York County FCU will never call you to "verify" your account information by having you read it back to us.
Phishing: A high-tech scam where e-mails are sent to consumers falsely claiming to be a legitimate company, in an attempt to obtain non-public personal information.
Security of Information
We take security seriously. And, while we continue providing you convenient new methods by which to access your account, we realize there are a number of precautions we must take to safeguard the information you are transmitting. Transmissions between your PC and the Internet CUConnect home banking file servers, for example, are encrypted so that the information you enter can only be deciphered by York County FCU. We have incorporated timed session limits and locked out features into our Internet CUConnect product so that too is secure. We have also disabled account information pages in Internet CUConnect from being able to be stored in your computer's cache, a common PC feature that enables you to return to pages more quickly. This means once you have exited Internet CUConnect, no one can use your browser's 'back' button to view those pages previously displayed.