Home Equity Loans

When it comes to securing funds, the answer might already be in the walls around you and the roof over your head. York County Federal Credit Union will work closely with you to transition the equity you've built in your home into collateral for a personalized loan.

Borrow up to 80% of your existing home equity to finance major life events, home remodels, and much more. We'll work closely with you to customize repayment terms in line with your unique needs, up to 15 years. Plus, we handle all decision-making and processing right here in York County, turning today's needs into tomorrow's haves.

  • Competitive fixed rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • And much more!
  • The existing equity in your home is used as collateral backing
    • Borrow up to 80% of your home's value
  • Flexible repayment terms up to 15 years
  • Local York County decision-making and processing
  • Easy 24/7 online application process
  • Personalized attention from start to finish