Home Equity Lines of Credit

Meet needs almost as soon as they arise with the help of your home. We work closely with you to transition the equity in your home into the collateral you need to secure financing for ongoing needs. Once established, your credit line can be withdrawn at anytime without applying for a separate installation.

Finance education expenses, home improvements, and have money left for an emergency reserve; your line of credit is revolving, so more money automatically comes available as your balance is paid down. The interest that you pay might even be tax deductible!

  • Competitive variable rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Medical expenses
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
    • Borrow up to 80% of your home's value
  • Repayment customized based on your unique needs
  • Funds available instantly, as needs arise; reuse without reapplying
  • Revolving credit – as principal is repaid, more becomes available for use
  • The interest paid might be tax deductible*
  • Local York County decision-making and processing
  • Easy 24/7 online application process
  • Personalized attention from start to finish
*Consult a tax advisor.