Savings Secured Loans

Keep your savings and dreams intact. A Savings Secured Loan from York County Federal Credit Union allows you to secure financing for a wide range of needs, backed by the savings you've already established with us. Keep your savings hard at work earning dividends, while still addressing current needs at hand.

Better yet, because you're using collateral backing, you can enjoy even lower rates than other unsecured options. Simply go online to apply today. Our quick and attentive in-house processing can transition your established savings into tangible funds, hassle-free.

  • Borrow against savings or a share certificate established with York County FCU
  • Competitively low rates for a wide range of personal needs*
    • Rates lower than unsecured loans due to collateral backing
  • Savings remain intact and incurring dividends, thus reducing the actual cost of your loan
  • Repayment terms carefully customized based on your unique needs
  • Local York County decision-making and processing
  • Easy 24/7 online application process
  • Personalized attention from start to finish
*All rates are subject to change. Quoted rates are subject to credit approval. All quoted rates are based on annual percentage rates.