PRIVACY NOTICE

Rev. 3/15

   

Facts:

What does York County Federal Credit Union do with your personal information?

 

Why?

Financial companies choose how they share your information. Federal law gives members the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. Why?

 

What?

The types of personal information we collect and share depend on the products or services you have with us. This information can include:

 

         Social Security number and income

 

         Account balances and payment history

 

         Credit history and credit score

 

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons York County Federal Credit Union chooses to share; and whether you can limit this sharing. How?

 

Reasons we can share your personal information:

Does York County FCU share?

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - to offer products and services to you

Yes

No

For joint marketing with other financial companies

Yes

Yes

For our affiliates' everyday business purposes - information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

Yes

Yes

 

To Limit

Our Sharing:

         Visit us online at www.yorkcountyfcu.com

 

         Call 800-639-2802

 

Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your infor•mation as described in this notice. However, you can contact us at any time to limit our sharing.

 

Questions?

Call 800-639-2802 or go to www.yorkcountyfcu.com

 

Who we are:

Who is providing this notice?

York County Federal Credit Union

 

What we do:

How does York County Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.

 

We restrict access to nonpublic personal information about you to persons who need to know that personal information to provide products and services to you.

How does York County Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

 

         Open an account or deposit money

 

         Pay your bills or apply for a loan

 

         Use your credit or debit card

 

We also collect your persona information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

 

         Sharing for affiliates' everyday business purposes - information about your creditworthiness

 

         Affiliates from using your information to market to you

 

         Sharing for nonaffiliates to market to you

What happens when I limit sharing for any account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

Definitions:

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.