Kasasa Saver

Save money and effort with an account that does the heavy lifting for you. Free Kasasa Saver® is linked to your equally free Kasasa Cash® checking account. Every month, the rewards earned in Cash are automatically transferred to Saver, where they earn really high dividends.

There's nothing to it. Simply meet the qualifications in Cash, and your rewards transfer — automatically. Saving doesn't have to be hard, not with innovative Kasasa Saver making it so easy. Do you Kasasa?®

  • Linked to free Kasasa Cash® and Kasasa Cash Back® accounts
  • Automatic transfers of Kasasa Cash rewards
  • 1.01% APY* on balances up to $250,000
  • 1.01 to 0.86% APY on balances over $250,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • No minimum deposit to open

How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!


There are no extra qualifications to get the Kasasa Saver reward rate. If you qualify for Kasasa Cash® checking rewards, you automatically get the Kasasa Saver rate too! To earn your rewards, simply do the following activities in your Kasasa Cash checking account during the monthly qualification cycle.

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle or 1 bill pay transaction post and settle
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications one month, don't worry. There's no penalty and both accounts are still free and earn our base dividend rate. Plus, you can get back to earning the full rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 9/4/2018. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.00%; and (3) balances over $10,000 earn 0.50% dividend rate on the portion of the balance over $10,000, resulting in 3.00%-0.73% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $250,000 in Kasasa Saver receive an APY of 1.01%; and (2) balances over $250,000 in Kasasa Saver earn 0.50% dividend rate on portion of balance over $250,000 resulting in 1.01% - 0.86% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Federally insured by NCUA.