Kasasa Cash Back

Get paid to go shopping with free Kasasa Cash Back® checking. You’ll get 2.50% cash back on your debit card purchases up to $75 per year ($6.25 per month) — so whether you’re buying clothes or just getting groceries, shopping is a lot more rewarding.

You’ll also get refunds on ATM withdrawal fees, nationwide (up to $25)* — so every ATM is your ATM in Saco, Sanford, York, or anywhere else. Link your account to a free Kasasa Saver® to make saving effortless. Open your accounts online now!

  • Free checking that pays you back
    • 2.50% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
  • Earn up to $75 cash back per year, $6.25 per month
  • Max ATM refund is $25 with no max ATM refund per transaction
  • Can link to high-interest Kasasa Saver® account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited transactions
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • No minimum deposit to open
  • How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and pay you rewards!


Qualifying for rewards is easy — so easy, in fact, you're probably already doing it! To earn your rewards, simply do the following activities in your Kasasa Cash Back account during the monthly qualification cycle.


  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle, 1 direct deposit post and settle, or 1 bill pay transaction post and settle
  • Be enrolled and receive eStatement notice


That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning cash back and refunds on ATM withdrawal fees the very next month.

*Please note whether e-statements must be reviewed, and whether the FI has any requirements around PIN-based or signature-based debit card transactions

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.25 cash back may be earned per Monthly Qualification Cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments or ATM refunds are made. Cash back payments will be credited to your Kasasa Cash Back account on the last day of statement cycle. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Have at least one Direct Deposit, ACH Credit or ACH payment transaction in your Kasasa account, a minimum of 12 POS debit card transactions, and receipt of electronic statements are conditions to qualify for the cash back reward each cycle period. Limit one (1) account per Social Security number. There are no recurring monthly service charges or fees to open or close this account. Contact a York County Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.