Kasasa Cash Back

Get paid to go shopping with free Kasasa Cash Back® checking. You’ll get 2.00% cash back on your debit card purchases up to $60 per year ($5 per month) — so whether you’re buying clothes or just getting groceries, shopping is a lot more rewarding.

You’ll also get refunds on ATM withdrawal fees, nationwide* — so every ATM is your ATM in Saco, Sanford, York, or anywhere else. Link your account to a free Kasasa Saver® to make saving effortless. Open your accounts online now!

  • Free checking that pays you back
    • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
  • Earn up to $60 cash back per year, $5 per month
  • Max ATM refund is $25 with no max ATM refund per transaction
  • Can link to high-interest Kasasa Saver® account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited transactions
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • No minimum deposit to open
  • How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and pay you rewards!


Qualifying for rewards is easy — so easy, in fact, you're probably already doing it! To earn your rewards, simply do the following activities in your Kasasa Cash Back account during the monthly qualification cycle.


  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle or 1 bill pay transaction post and settle
  • Be enrolled and receive eStatement notice


That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning cash back and refunds on ATM withdrawal fees the very next month.

*Please note whether e-statements must be reviewed, and whether the FI has any requirements around PIN-based or signature-based debit card transactions

APY = Annual Percentage Yield. APYs accurate as of 9/4/2018. Rates may change after the account is opened. This account is a tiered rate account and is available only to holders of a Kasasa Cash Back Checking account. If the average daily balance in your Kasasa Cash Back Saver account is $250,000.00 or below and your Kasasa Cash Back Checking account meets all the minimum service requirements as described for the Kasasa Cash Back Checking account during the qualification cycle, you will receive an APY of 1.01% for the dividend period. If the average daily balance is greater than $250,000.00 and your Kasasa Cash Back Checking account meets all the minimum service requirements during the qualification cycle,you will receive an APY of 0.50% on the portion of the balance over $250,000, resulting in 1.01%-0.86% APY depending on your balance for the dividend period. If the qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Cash Back Saver earn .05% APY. Dividends earned in Kasasa Cash Back are automatically transferred to Kasasa Cash Back Saver each statement cycle and do not compound. If the account is closed before rewards are credited you will forfeit the rewards. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN.  Federally insured by the NCUA.