Rates

APY = Annual Percentage Yield.

Rates effective as of April 28, 2015



Kasasa Cash*

Balance Required to Earn RewardsRateAPY
Balances up to $10,0002.47%2.50%
Balances over $10,0000.50%2.50% to 0.68%
All balances if qualifications aren't met0.05%0.05%

Qualifications

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle or 1 bill pay transaction post and settle
  • Be enrolled and receive eStatement notice

Kasasa Saver*

Balance Required to Earn RewardsRateAPY
Balances up to $50,0001.00%1.01%
Balances over $50,0000.67%1.01% - 0.67%
All balances if qualifications aren't met0.05%0.05%

Qualifications

To earn rewards, complete the qualifications for Kasasa Cash. Each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle or 1 bill pay transaction post and settle
  • Be enrolled and receive eStatement notice

Accounts

AccountMinimum DepositRateAPY
Member Savings$250.10%0.10%
Youth Savings$250.10%0.10%
3 Month Certificate$5000.25%0.25%
6 Month Certificate$5000.50%0.50%
1 Year Certificate$5000.50%0.50%
18 Month Bump-up Certificate$5000.80%0.80%
30 Month Certificate$5000.85%0.85%
4 Year Certificate$5001.55%1.56%
58 Month Certificate$5002.00%2.02%
5 Year Certificate$5001.80%1.81%

Auto Loans

TermAPR as Low As1Payment per $1,0002
24 Months1.99%$42.54
48 Months2.49%$21.91
60 Months2.49%$17.75
72 Months3.45%$15.40
84 Months3.99%$13.67

Boat, Motorcycle, & RV Loans

TermAPR as Low As1Payment per $1,0002
24 Months3.99%$43.43
48 Months4.49%$22.81
60 Months4.49%$18.65

Personal Loans

TermAPR as Low As1Payment per $1,0002
12 Months5.99%$86.06
36 Months8.95%$31.78

Second Mortgages

TermAPR as Low As1Payment per $1,0003
5 Years3.875%$18.37
10 Years4.375%$10.31
15 Years4.875%$7.85

1 Rates are subject to change at any time. Additional rates and terms are available. APR and term are based on your credit rating and ability to repay.

2 Repayment amounts will vary depending on the term. This example is estimated for the maximum term. All loans subject to credit approval. Contact Member Support Department at 1-800-639-2802 for rate details.

3 Repayment amounts will vary depending on the term. This example is estimated for the maximum term Payment samples does not include tax and insurance premiums. All loans subject to credit approval. Contact Member Support Department at 1-800-639-2802 for rate details.