Rates

APY = Annual Percentage Yield.

Rates effective as of August 25, 2014



Kasasa Cash*

Balance Required to Earn RewardsRateAPY
Balances up to $10,0002.47%2.50%
Balances over $10,0000.50%2.50% to 0.68%
All balances if qualifications aren't met0.05%0.05%

Qualifications

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle or 1 bill pay transaction post and settle
  • Be enrolled and receive eStatement notice

Kasasa Saver*

Balance Required to Earn RewardsRateAPY
Balances up to $10,0001.00%1.01%
Balances over $10,0000.50%1.01% - 0.55%
All balances if qualifications aren't met0.05%0.05%

Qualifications

To earn rewards, complete the qualifications for Kasasa Cash. Each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle or 1 bill pay transaction post and settle
  • Be enrolled and receive eStatement notice

Accounts

AccountMinimum DepositRateAPY
Member Savings$250.10%0.10%
Youth Savings$250.10%0.10%
3 Month Certificate$5000.25%0.25%
6 Month Certificate$5000.50%0.50%
1 Year Certificate$5000.50%0.50%
5 Year Certificate$5001.80%1.81%

Auto Loans

TermAPR as Low As1Payment per $1,0002
24 Months1.99%$42.54
48 Months2.49%$21.91
60 Months2.49%$17.75
72 Months3.45%$15.40
84 Months3.99%$13.67

Boat, Motorcycle, & RV Loans

TermAPR as Low As1Payment per $1,0002
24 Months3.99%$43.43
48 Months4.49%$22.81
60 Months4.49%$18.65

Personal Loans

TermAPR as Low As1Payment per $1,0002
12 Months5.99%$86.06
36 Months8.95%$31.78

Second Mortgages

TermAPR as Low As1Payment per $1,0003
5 Years3.875%$18.37
10 Years4.375%$10.31
15 Years4.875%$7.85

1 Rates are subject to change at any time. Additional rates and terms are available. APR and term are based on your credit rating and ability to repay.

2 Repayment amounts will vary depending on the term. This example is estimated for the maximum term. Rates reflect a 0.25% discount for automatic payment from a Kasasa® Cash Account. All loans subject to credit approval. Contact Member Support Department at 1-800-639-2802 for rate details.

3 Repayment amounts will vary depending on the term. This example is estimated for the maximum term Payment samples does not include tax and insurance premiums. Rates reflect a 0.25% discount for automatic payment from a Kasasa Cash Account. All loans subject to credit approval. Contact Member Support Department at 1-800-639-2802 for rate details.