Auto Loans

Get behind the wheel of the right ride and rate for you. As a not-for-profit, any gains we earn are poured back into securing better rates for our members. Plus, we work closely with each individual to craft terms in line with individual needs — up to 6 years for new vehicles, 5 years for used vehicles.

Drop by or go online for a quick and easy pre-approval process, offering you that much extra bargaining power at the dealership. Plus, our local decision-making will take you from dealership to driveway in no time flat!

Let us help you make the best buying decision you can. Talk with one of our team members about your new loan and a CARFAX report on your new purchase.

Summary
  • Competitively low rates on new or used vehicle financing*
  • Preferred rates available to members with Kasasa® Cash and Kasasa® Saver accounts
  • Up to 100% financing of the selling price or the book value available (whichever is less)
  • Flexible repayment terms:
  • New vehicles: up to 6 years
  • Used vehicles: up to 5 ½ years
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your existing auto loan to potentially lower your rate
  • Local York County decision-making and processing
  • Easy 24/7 online application process
  • Personalized attention from start to finish

Purchase a Pre-owned Vehicle

You don't have to go far to find an affordable price on a vehicle. Visit our Repos in Maine website to search available pre-owned vehicles for purchase through York County Federal Credit Union.

View our current rates.

*All rates are subject to change. Quoted rates are subject to credit approval. All quoted rates are based on annual percentage rates.

Recreational Vehicles

On-road, off-road, wherever your vehicle drives, our customized approach to financing remains the same.

  • Competitively low rates on a wide range of recreational vehicles*
  • Boats
  • Jet skis
  • Motorcycles
  • RVs
  • ATVs
  • And more!
  • Preferred rates available to members with Dream Checking and Savings accounts
  • Up to 100% financing of the selling price or the book value available (whichever is less)
  • Flexible repayment terms:
  • New vehicles: up to 6 years
  • Used vehicles: up to 5 ½ years
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your existing auto loan to potentially lower your rate
  • Local York County decision-making and processing
  • Easy 24/7 online application process
  • Personalized attention from start to finish

View our current rates.

*All rates are subject to change. Quoted rates are subject to credit approval. All quoted rates are based on annual percentage rates.


Additional Coverage

We're always here for you when it comes to securing a vehicle purchase, but our commitment doesn't just stop there. Add peace of mind after the purchase is made with additional coverage options offered through York County Federal Credit Union.

GAP

Automobile insurance covers only the "actual cash value" of your vehicle — regardless of how much you owe. Gap insurance will pay the difference between the actual cash value of the vehicle and the current outstanding balance on your loan or lease should you total your vehicle. Contact us to learn more about GAP insurance today.

Extended Warranty

York County FCU is proud to offer Route 66 Mechanical Breakdown Plans. Route 66 is one of the most cost efficient service agreements in the industry. It offers mechanical breakdown coverage and protects you against the high cost of major repairs. It offers various levels of protection to choose from and provides Emergency Roadside Service throughout the life of the contract.

Even better yet, a Route 66 Extended Warranty will not cost you the $2,000 to $3,000 price that you are accustom to seeing at the dealership. Most plans are less than $1,500. Contact us to learn more about extended warranty today.